OnlyONE Visa gift cards are a series of prepaid open loop and merchant category gift cards produced by Blackhawk Network and issued by Indue. In 2023, they were phased out as Blackhawk’s newer Activ Visa gift card range took their place.
Summary
You can:
- Use prepaid open loop OnlyONE Visa gift cards almost anywhere Visa is accepted
- Use merchant category restricted OnlyONE Visa gift cards only at specific types of merchants (e.g. the Dining card works at restaurants)
You cannot:
- Buy new OnlyONE Visa gift cards anymore
- Add these gift cards to your mobile wallet
Types of OnlyONE gift cards
There are two types of OnlyONE Visa gift cards:
- Prepaid open loop gift cards that can be used basically anywhere Visa is accepted
- Merchant category gift cards restricted to certain industries
Prepaid open loop cards
The following OnlyONE Visa gift cards are prepaid open loop gift cards, meaning they can be used almost anywhere Visa prepaid cards are accepted (some restrictions still apply). Because they can be used anywhere, these gift cards have purchase fees of $5.95-7.95.
- OnlyONE Visa Prepaid
- OnlyONE Visa Birthday
- OnlyONE Visa Thank You
- OnlyONE Visa Congratulations
- OnlyONE Visa Travel
- OnlyONE Visa Gaming
- OnlyONE Visa Explore
- OnlyONE Visa Petrol
- OnlyONE Visa Luxury
Whilst the prepaid open loop OnlyONE Visa gift cards can be used for almost anything, they do still have some restrictions. You cannot, for example, use them for gambling transactions or ATM withdrawals.
Merchant category cards
The following OnlyONE Visa gift cards are merchant category restricted gift cards. These gift cards don’t have any purchase fees because they can only be used within specific whitelisted industries.
For example, if you tried to use an OnlyONE Visa Dining card at a supermarket it wouldn’t work because that isn’t one of the approved merchant categories.
- OnlyONE Visa Dining: Eating Places and Restaurants (5812), Hotels, Motels & Resorts, Central Merchant (7011), Amusement Parks, Circuses, Carnivals, and Fortune Tellers (7996), Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Course (7997).
- OnlyONE Visa Fast Food: Eating Places, Bars, Nightclubs, Pubs and Restaurants (5812,5813,5814) Amusement Parks, Circuses, Carnivals, and Fortune Tellers (7996).
- OnlyONE Visa Home Improvement, DIY & Tradie: Roofing, Siding, and Sheet Metal Work Contractors (1761), Hardware, Equipment and Supplies (5072) Paint, Varnishes and Supplies (5198), Home Supply Warehouse Stores (5200), Lumber and Building Materials Stores (5211), Glass, Paint, and Wallpaper Stores (5231), Hardware Stores (5251), Floor Covering Stores (5713), Commercial Footwear (5139).
- OnlyONE Visa Night Out: Eating Places and Restaurants (5812), Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques (5813), Fast Food Restaurants (5814) – Ticket Agencies and Theatrical Producers (7922), Bowling Alleys (7933), Tourist Attractions and Exhibit (7991), – Video Game Arcades/Establishments (7994), Amusement Parks, Circuses, Carnivals (7996).
- OnlyONE Spa & Beauty: Beauty and Barber Shops (7230), Health and Beauty Spas (7298), Miscellaneous Personal Services (7299), Lodging – Hotel, Motels, Resorts (7011), Massage Parlours (7297).
How to use OnlyONE Visa gift cards
To use an OnlyONE Visa gift card for an in-person transaction, simply swipe the card in the payment terminal, select Credit and then enter your card’s PIN. If your card doesn’t have a PIN (some didn’t have them), just press OK instead and provide a signature if required by the merchant.
If paying online, enter your the sixteen digit number and expiry date found on the front of the card along with the three digit security code or CVV on the back. The name field doesn’t matter so input anything you like.
You can use OnlyONE Visa gift cards to make purchases overseas or in currencies other than Australian Dollars but this is not recommended as your transactions will be subject to a hefty 3.5% conversion fee.
Denominations
OnlyONE Visa gift cards were sold in fixed value $50 and $100 denominations along with variable load $50-500 and $25-500 denominations.
Purchase fees
The only OnlyONE Visa gift cards with purchase fees are the prepaid open loop cards you could spend anywhere (e.g. Birthday, Gaming, Prepaid etc). The $50 and $100 cards had fees of $5.95 whilst the variable load $50-500 cards carried a $7.95 fee.
The merchant category restricted OnlyONE Visa gift cards (e.g. Fast Food, Night Out etc) do not have any purchase fees.
Expiry
OnlyONE Visa gift cards have their expiry dates printed on them.
Promotions
Promotions on OnlyONE Visa gift cards were quite common at Woolworths, running every couple of months on average up until 2023 when they were pulled from shelves. Promotions were typically 10x Everyday Rewards points with a handful of 20x points offers on the OnlyONE Visa Fast Food gift card.